Stressed out about getting financing for a home purchase? You don't have to be.
Having connections to many mortgage lenders in Yukon has helped me recognize a lot of the things that make the process of applying for a loan a breeze.
If you find that you don't completely comprehend the ins and outs of all the various programs, be sure to have a list of questions with you.
One of my lenders or I will be able to assist you in understanding the advantages and disadvantages of each program, because it's a challenge to know the distinctions between both fixed and adjustable rate mortgages.
When you lock in an interest rate, it indicates that your mortgage lender guarantees the interest rates for the loan – most often at the time the loan application is sent in.
By floating the rate, you can lock the rate anytime between the day you apply for the loan and at the time of closing. Those who prefer to float conclude that the interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.
Acquiring a loan requires lots of paperwork, so you should take some time to get your documents together. Click here to see typical information that goes on a loan application.
Getting your loan locked down is just one aspect of a home purchase. Metro First Realty West is experienced at aiding both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a real estate pro experienced at the business side of real estate.
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